endowment annuity

英 [ɪnˈdaʊmənt əˈnjuːəti]

美 [ɪnˈdaʊmənt əˈnuːəti]

养老年金

Therefore, we must reduce the substitution rate of the basic endowment assurance, and provide the space for the development of enterprise's annuity to cope with the crisis of aging.
因此，必须降低基本养老保险替代率，为企业年金的发展提供空间，以此来应对老龄化的危机。
Under the pressure of finance and aging population, many countries reform their old endowment insurance system. The new system is composed of three parts: social primary pension, enterprise annuity and personal saving pension.
在财政困难和人口老龄化的压力下，许多国家建立了三支柱的养老保险制度，即以基本养老保险、企业年金和个人储蓄性养老保险为支柱的保险制度。
Finally the paper put forward the suggestions of speeding up the endowment insurance reform of institution, providing annuity and occupational pension as supplementary insurance so as to reduce the discrepancy of endowment insurance between the supplementary insurance.
最后提出可以加快事业单位养老保险改革，统一企事业单位养老保险制度，并通过企业年金作为补充保险的方式缩小企事业单位养老保险差异。
Most countries apply the system composed of three parts, namely national endowment insurance, annuity and personal endowment insurance.
大部分国家采取了三支柱养老保障体系，即：国家基本养老保险、企业年金、个人养老保险。